Ways to Give

Choose the Giving Vehicle that Matches Your Legacy Goals

Your Goal

  • Make a gift to your community now
  • Avoid capital gains tax

How it Works

  • Use appreciated stock, bonds or mutual funds held for more than one year.

Benefits

  • Receive tax deduction for fair market value
  • Pay no capital gains tax

Your Goal

  • Simple outright gift
  • Organization receives immediate benefit
  • Current tax deduction

How it Works

  • Write a check or make your gift with a credit card or appreciated securities.

Benefits

  • Immediate tax deduction for full values of gift

Your Goal

  • Income to charity for life or term
  • Avoid capital gains and estate tax
  • Reduced transfer cost to your heirs

How it Works

  • Annual distributions to organizations during your lifetime or for a specific term, then your family receives the remainder at substantial tax savings.

Benefits

  • Gift or estate tax deduction
  • Reduced transfer cost to family
  • Organization receives immediate benefit

Your Goal

  • Maintain control of your assets during your lifetime
  • Give to organizations you care about

How it Works

  • Designate an amount, percentage or the residual of your estate or assets (real estate, securities, etc.) in your will or trust for the benefit of the organization(s) you choose.

Benefits

  • Maintain control of all your assets while you are living
  • Potential estate tax deduction

Sample Language

I give, devise and bequeath $__________ or __________% of my residuary estate to the Jewish Community Foundation of the Jewish Federation of Greater Pittsburgh, tax ID #25-1017602.

Your Goal

  • Specify percentage, amount or balance to one or more recipients
  • Potentially reduce income taxes

How it Works

  • Include one or more charities as after-lifetime beneficiaries. If you have an existing plan, contact your plan administrator and request a change of beneficiary form at no cost.

Benefits

  • Lifetime use of asset
  • Reduce taxes passed to your heirs

Your Goal

  • Specific gift amount
  • Reduce cash outlay to support a larger gift

How it Works

  • Purchase a new policy naming an organization as owner and beneficiary, or add an organization as beneficiary to an existing policy. For qualifying new policies, the Foundation will pay half of the annual premium.

Benefits

  • Potential charitable deductions for premiums paid
  • Make a larger gift than you thought possible

This information is intended as an educational tool and to provide general information only; it should not be construed as legal or accounting advice. Individuals should consult with their own financial, legal, and accounting advisors to review any charitable estate planning options.

Cheryl Johnson

To learn how you can leave your legacy contact

Cheryl Johnson

Foundation Associate

412-697-6656
cjohnson@jfedpgh.org

LIFE and LEGACY